The Oklahoma attorney general is suing Allstate Corp., accusing the insurance company of planning to minimize payments to homeowners for wind and hail damage to increase profits.
Gentner Drummond, the state’s top attorney, alleged that Allstate engaged in an internal scheme to significantly deny or minimize payments for legitimate covered losses, according to lawsuit The lawsuit was filed Tuesday in state court in Cleveland.
“This lawsuit is about protecting Oklahoma homeowners and holding insurance companies accountable when they fail to live up to the promises they make to policyholders,” Drummond said. said in a statement. “Consumers pay their premiums expecting insurance companies to be there when disaster strikes.”
The state attorney general is seeking civil penalties and an effort to disrupt the insurance company’s alleged racketeering enterprise, according to the complaint.
Representatives for Allstate did not immediately respond to a request for comment.
Insurers across the U.S. are facing increasing scrutiny over their claims-handling practices as climate change increases losses from weather-related events such as hurricanes, wildfires and hail.
In California, the state’s insurance regulator accused State Farm General Insurance Co. of mishandling claims related to the 2025 Los Angeles wildfires. May says It is seeking millions of dollars in fines.
In Oklahoma, Drummond alleges that third-party engineering and adjustment firms participated in Allstate’s alleged scheme to provide reports that supported the intended goal of denying or reducing claims.
The lawsuit also accuses Allstate and its agent network of engaging in deceptive sales practices by falsely telling customers that their homeowners insurance would provide full replacement coverage for wind or hail damage.
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